The term life insurance is the most common life insurance on the market today, it is not the best option for seniors over 70 years of age. When you get a life insurance policy at the age of 70, you will inevitably pay a premium that increases dramatically over the next 10 years.

Life Insurance has a maximum entry age of 69 and guaranteed renewable age up until 99 years of age. Besides life cover, you can take advantage of a Funeral Benefit and Terminal Illness Benefit as part of your cover. As with all other age groups above 18, the Benefit Period for Income Protection for seniors is 2 years or to age 65.

Having Life insurance remains as relevant for all senior citizens, because it helps in many ways for their difficulties. Many Life insurance policies help protect families by releasing some funds early to help look after any immediate funeral and legal expenses at the time of a death occurring. Read More…
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